| Do you support Trump's order requiring proof of citizenship to register for federal elections? | | | | | | | | Richer, Wiser, Happier | Home equity moves to make without an April Fed meeting scheduled: Home equity loan interest rates are driven by multiple factors. One of the most prominent is the Federal Reserve, and the bank's interest rate and monetary policy, specifically. When rates are hiked, rates tend to rise for many borrowing products, arguably most noticeably in the home equity borrowing market. At the same time, when inflation is cooling, the Fed feels more comfortable cutting interest rates, as it did three times in the final four months of 2024. As a result, interest rates on home equity loans and home equity lines of credit (HELOCs) have steadily declined, with HELOCs, in particular, dropping to 18-month and two-year lows, respectively, just in the first three months of 2025. |
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| 3 Popular Retirement Decisions You May End Up Regretting | Maurie Backman, Fool. Retirement is unquestionably a time of change. And there are a lot of reasons for that. For one thing, you're going from holding down a job to having your days free. You're also going from collecting a steady paycheck to having to rely on what's hopefully a combination of savings and Social Security. Because retirement represents such a huge shift, a lot of people use it as an opportunity to make other changes in their lives. But here are a few retirement decisions that could end up backfiring on you. |
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| Should you pay credit card debt with your tax refund?: Consumer credit card debt hit a record high at the end of 2024, passing $1.2 trillion for the first time in history. The climbing debt figures make sense in the context of the final months of 2024. Inflation rose for three straight months to end the year and holiday spending was up 4% year-over-year, according to the National Retail Federation. Also, credit card interest rates remained high, with the average rate hovering around 23%. |
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